Public.com Review
Public.com is a comprehensive investment platform that merges traditional finance with cutting-edge artificial intelligence. Users can trade over 9,000 stocks, 40+ cryptocurrencies, ETFs, options, corporate bonds, and US Treasuries. A standout feature is the ability to build AI trading agents — autonomous AI systems that execute investment strategies based on user-defined parameters.
Generated Assets Feature
The Generated Assets tool lets users transform any textual idea into a fully investable index. By describing an investment thesis in natural language, the AI automatically constructs a corresponding portfolio. This enables thematic investing and highly personalized strategies at scale.
Financial Tools and Accounts
Public offers high-yield cash accounts (3.30% APY), fractional corporate bonds, tax-optimized Direct Indexing, and IRA accounts with a 1% match on contributions. Margin trading is available at some of the industry’s lowest rates.
Developer and Advanced Features
The Trading API enables commission-free programmatic trading with full documentation, SDKs, and integration tools. The platform also includes a Prompt Hub to help users craft effective prompts for both AI agents and Generated Assets.
Pros and Cons
Advantages: multi-asset environment, powerful AI capabilities, no commissions on many trades, educational resources, attractive yields on cash. Limitations: certain account types (Trust, Corporate) are marked “Soon,” and effective use of AI agents requires prompt engineering knowledge.
Public.com is an excellent choice for retail investors looking to leverage AI in portfolio management as well as for developers building algorithmic trading systems. It successfully combines mobile-first usability, institutional-grade tools, and generative AI innovation.
